Calculator

Total cost of ownership calculator

Add up purchase price, financing cost, running costs and resale value to get the true annual cost of ownership.

Purchase price (USD)

Total financing cost over the term (USD)

Running costs per year (USD)

Years you keep it

Resale value at the end (USD)

Total cost of ownership is purchase price plus financing cost plus running costs across the holding period, minus what you get back when you sell. It is the number to compare against a cheaper purchase with higher running costs: a lower sticker price frequently loses on a per-year basis.

This calculator is an estimate, not an offer, a quote, or financial advice. We are not a lender and we do not set rates or make credit decisions.